What makes women’s credit cards different from regular credit cards? For one, the benefits and privileges are geared towards things like online shopping and beauty & wellness. Yes, imagine being able to earn rebates and rewards while becoming more beautiful at the same time! If you’ve started working recently or you’re in the market for a new credit card, we’ve gathered up the best credit cards for women in Singapore, tailored to your lifestyle.
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For the online shopping enthusiast —DBS Woman’s Card

Imagine being rewarded every time you shop online! With the DBS Woman’s Card, you earn 5X DBS Points (or 10 miles) for every $5 spent online! You’ll also earn 1X DBS Point (or 2 miles) on your other purchases. Plus, it also comes with all sorts of promotions and special prices from different beauty & wellness, dining & entertainment, fashion and travel providers!
To qualify, you need a minimum annual income of $30,000 for Singaporeans and $45,000 for foreigners. The annual fee is $160.50 (waived for the first year), but if you do most of your shopping online, you’ll be able to make up for it in no time!
Find out more here.
For the indecisive — UOB Lady’s Credit Card

The UOB Lady’s Credit Card brings a ton of benefits to the table. Aside from the usual spending perks, you also get complimentary cancer coverage, based on you savings with UOB Lady’s Savings Account. Earn 10X UNI$ (or 20 miles) per $5 spend on your preferred category, ranging from dining, family, travel, beauty & wellness, fashion, and more! Had a change in lifestyle? No problem — UOB offers the flexibility to change your preferred categories every quarter. If you’re gonna get an exclusive package at a spa, time to change the category to beauty & wellness in the meantime!
All these benefits make it one of the best credit cards for women in Singapore. The annual fee of $192.60 is waived for the first year. Itrequiresa minimum annual income of $30,000 for Singaporeans and $40,000 for foreigners.
Find out more here.
For all-rounded shopping —Citi Rewards Card

The Citi Rewards Card is a great all-rounded credit card for all types of shopping. You’ll be 10X Rewards (or 4 miles) on online and shopping purchases, Grab and Gojek, as well as online food delivery services. Great for this period where the default arrangement is work from home. You’ll earn 1X Reward for all other retail spend.
Just like most of the other credit cards, the annual fee of $192.60 is waived for the first year. For the Citi Rewards Card, the minimum annual income for $30,000, and $42,000 for foreigners.
Find out more here.
For the student — DBS Live Fresh Student Credit Card
While most credit cards require a minimum annual income, students will still be able to enjoy the perks of a credit card with the DBS Live Fresh Student Credit Card. You’ll be glad to hear that the annual fee of $128 is waived for the first 5 years.
While the credit limit is set at only $500, it is more than enough for most students. The benefits aren’t as great as regular credit cards, but hey, you’ll still be able to earn up to 5% cashback on online shopping, as well as up to 10% cashback on transport. Perfect for those long commutes to school!
Find out more here.
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